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Founded in 2015, Xfers is Southeast Asia’s leading Fintech platform for digital businesses. With a goal to significantly simplify bank transfers, Xfers streamlines the process by giving sellers a one-click payment link that automatically gives buyers bank account information and tracks payments as they process. Their open API quickly gained a lot of traction, and soon had processed millions of dollars. Traditional banking and regulatory compliance processing are now streamlined to their suite of APIs.

How does it work? With merchants wanting to avoid dealing with APIs, they turn to Xfers' platform to radically simplify the process, while at the same time having more control over their payments. Using one simple API, users can easily gain access to popular local payment methods, to enable the acceptance and disbursements of funds. What's more, it is possible to issue and service loans through Xfers' developer-friendly APIs. They enable loans to be disbursed directly to users upon origination, as well as to have direct reconciliation during repayments.

In 2020, Xfers obtained the Major Payment Institution license for e-money issuance from the Monetary Authority of Singapore under the new Payment Services Act and is one out of only four to do so in Singapore.

About the founders/CEO:

Xfers was founded by Tianwei Liu and Samson Leo.

Prior to co-founded Xfers, Tianwei worked for 2 years for Amazon Lab126 as a Software Development Engineer. He also help two positions at WIMM Labs (acquired by Google). Tianwei graduated from Stanford University and the National University of Singapore.

Samson also graduated from the National University of Singapore, and, prior to co-founding Xfers, was an associate at WongPartnership LLP.

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